If you’ve followed this website for very long, you’ll know it’s not a secret that my fiance and I frequently sign up for new accounts in the pursuit of extra cash, free travel, and numerous other perks that come along. The benefits of doing so have been substantial as we brought in thousands of dollars […]
The Simple Path to Wealth by JL Collins, A Review
Ever since I discovered financial independence and started reading everything I could about the subject, there was one person who kept coming up over and over again, a Mr. JL Collins. The stock series found on his own personal blog might be the best resource I’ve ever found on the proper mentality to have when investing […]
Hiking and The Journey To Financial Independence
Over the long Memorial Day weekend, Becky and I found ourselves climbing Mount Si with a few dozen others who shared our goal of financial independence. The hike itself is a fairly steep ~4,000 ft elevation gain over 4 miles each way and the rain certainly didn’t make it easier, but what made this particular […]
Is Anyone Actually Saving Money By Travel Hacking?
Who can resist the allure of “free travel”? Just sign up for a credit card or two and you can set off across the world for pennies on the dollar! To someone who has never applied for a credit card with a big bonus before, that last line probably sounds exaggerated at best and outright fraud […]
(DEAD) New Bank Opportunity – A 7 month ~7% CD at NRLFCU
5/2/16 UPDATE: NRLFCU appears to have stopped the 777 promotion and it is not possible at this time to sign up for the promotional account. While the master of bank bonuses, Doctor of Credit, is enjoying his vacation, I thought I’d cover the latest opportunity I came across today. NRL Federal Credit Union is allowing members […]
Our Current Credit Card Collection
A reader recently asked me if I would share the current credit cards we had open to help inspire his next application and I thought it might be useful to share with everyone. The best place to start when deciding which credit card to get is with your own future travel plans as I outlined when discussing […]
Should I Pay It Off Early For A Discount?
Every few months I receive the same bill in the mail that tempts me to start calculating future value and expected returns. This single sheet of paper that arrives quarterly like clockwork is an invoice for the King County Sewage Treatment Capacity Charge that is charged to the owner of a new home for 15 years after […]
Back On The Churning Horse With 3 New Credit Cards
Starting a few months ago, we took a break from signing up for new credit cards in order to refinance our mortgage and start saving over $300 per month. Aside from a small surprise when they pulled our credit, the whole refinance process went fairly smoothly even with tons of new credit accounts and inquiries […]
Ebay Gift Card Arbitrage Basics
I’ve been reselling gift cards for over a year now and was able to profit over $3,000 in cash last year while generating a ton of credit card rewards to fuel our travel habit. My system since the beginning hasn’t changed too drastically and one website continues to be the best source of deals any given […]
Tax Benefits for Unmarried Home-Owners and The Marriage Tax Penalty
Becky and I are getting hitched later this year and along with the joy of marriage comes a couple of tax implications. As far as the government is concerned when it comes to taxes, if you’re married on December 31st of the tax year, you’ve been married for the entire tax year. This means filing […]