Having recently passed the half-way mark in the year, it’s a good time to look back and see what’s happened so far this year. My fiance and I started signing up for credit cards just under a year ago to start earning hundreds of thousands of miles and points to start traveling the world for little […]
Beware the Bankruptcy When Reselling Gift Cards
Every so often, large businesses declare bankruptcy and any gift cards issued by that store will probably stop working soon after. As soon as a store officially declares bankruptcy, most gift card exchanges will drop the price a ton to try emptying their inventory as fast as possible. Other exchanges might not be as fast […]
SPG Summer Promotion Analysis – Is There Mattress Running Potential?
Hotel chains frequently have various promotions throughout the year that award extra loyalty points, free nights, or other perks and SPG recently announced their second such promotion of the summer. In addition to being a decent promotion on its own, it’s also possible to stack the promotion with a currently ongoing promotion. Several other people have […]
20k Spending Challenge Update 3: Spending Complete and Over $11k Sold
We’re now at the half way point of the 90-day $20,000 Spending Challenge. If you haven’t been following along, myself and several other bloggers decided to try our hand at reselling $20k worth of either gift cards or merchandise. The challenge was inspired by the $20k minimum spend requirement on the Amex Business Platinum card […]
A Couple Profitable Bank Amerideals And A 56% Off Sears Combo
Part of my process for finding gift card deals is semi-frequently checking a few different locations that often have deals. These locations include Amex Offers, Bank Amerideals, ebay, the Safeway App, and the Fred Meyer (Kroger brand) App along with a bunch of blogs that post about deals. My most recent stop in my online […]
New Credit Cards! Another Alaska Card, My SPG Mistake, and Hyatt
I recently added a couple more credit cards to my collection and it’s a couple firsts for me! Not only did I get two cards on the same day for the first time, but I also got my first true duplicate card. Becky also got a new card recently and ended up with the highest limit […]
Churning, Earning, and Burning: Balancing The Equation
There are a ton of ways to earn miles and points that will heavily reduce your travel costs, but that’s only half of the equation. After signing up for credit cards, shopping through portals, and going out of your way to a restaurant that participates in the rewards network, you’ve probably accumulated a bunch of […]
A New Gift Card Reselling Tool: SaveYa’s Digital vs. Physical List
If you ever resell gift cards, you’ve probably run into the question: “Will I be able to sell a digital gift card to an exchange?” You may have even thought: “Does SaveYa accept this brand of gift card so I don’t have to mail anything?” As a bulk seller with SaveYa who sells thousands of dollar worth […]
Investing Efficiently: Which Accounts To Use First
I talk a lot about credit card and bank bonuses that allow me to increase my income a few hundred dollars at a time, but these are just a small portion of my overall financial plan. Everybody has different financial goals, but the end game for my fiance and I is financial independence, which means […]
The Sallie Mae Mastercard: The Best Everyday Spending Card You’ve Never Heard Of
My fiance Becky and I sign up for a lot of credit cards and balance all of our spending between them to maximize our rewards. Most spending goes on the latest card we obtained to meet the minimum spend requirement, while specific categories like groceries, restaurants, and travel all have a respective card that we use […]