My fiance Becky and I sign up for a lot of credit cards and balance all of our spending between them to maximize our rewards. Most spending goes on the latest card we obtained to meet the minimum spend requirement, while specific categories like groceries, restaurants, and travel all have a respective card that we use […]
Category: The Metagame
Snippets: New Accounts, Gift Card Deals, and A $20k Challenge Correction
I’ve got a few different things I want to talk about, but each item doesn’t justify it’s own post so I’m cramming them all into one. I’m not sure if I’ll make this a regular thing or not, but welcome to the first edition of Snippets. This post will talk about a new credit that […]
Bank Bonuses And The One That Keeps On Giving: Santander extra20 Checking Account
Just like credit cards offer large signup bonuses for new credit cards, many banks offer similar bonuses for opening new accounts such as checking or savings accounts. While the bonuses may seem similar, there are several key differences that you have to keep in mind that I’ll go into below. Doctor of Credit is my […]
Giftcards.com Moving Gift Card Buying to SaveYa
I got into the gift card reselling game a few months ago and under the sage advice of Chasing the Points, I decided to try becoming a bulk seller. Glancing through the gift cards I had at the time and Gift Card Granny’s sell page, it looked like either Giftcards.com or SaveYa would be the best […]
Making The Gift Card Business Official: Gift Card Ark LLC is born
I introduced my latest venture in My Latest Get Rich Slow Scheme: Gift Card Arbitrage and so far the business has been doing pretty well. Since I am making a profit (although small) by buying and selling gift cards, I will have to pay taxes on those profits at the end of the year, if not […]
More Troubles: A Rogue Cash Advance Fee on My Barclay Arrival+
Not long after writing about PayPal limiting my eBay gift card usage, I noticed a cash advance fee post to my Barclaycard Arrival+. After looking through my recent purchases, there was a single one that didn’t earn any rewards and must have been considered a cash advance. That item was a $144 purchase of eBay gift […]
Road Bump in the New Business: PayPal Limits eBay Gift Card Usage
As I explained in my last post, My Latest Get Rich Slow Scheme: Gift Card Arbitrage, I recently started buying and selling gift cards to make a little money and generate credit card miles and points. One of the places I buy gift cards is eBay and by using eBay gift cards to buy retail (non-eBay) […]
My Latest Get Rich Slow Scheme: Gift Card Arbitrage
Ever since I started paying close attention to my finances, looking for ways to further optimize them is usually near the front of my mind. As I mentioned my previous post, Financial Independence: An Introduction, the primary ways to do this are to cut out wasteful expenses, reduce the costs of the ones left, and look into generating […]
5% Back At Restaurants For Q2 (And More!)
Food is a big part of most people’s budget and if any of that spending takes place at restaurants, this is a good quarter to get some of that money back. The Chase Freedom and the Discover It both offer 5% off at different categories each calendar quarter. Last quarter, the Discover It offered 5% […]
Gift Cards: Useful For Way More Than Gifting
Gift cards have risen in popularity over the years and are a go to gift for many people. Giving gift cards is a little more personal than giving cash, but still allows the recipient to pick out what they want themselves. Especially useful when you want to give clothes but have no idea what size to […]