Most people exploring financial independence and early retirement quickly arrive at a similar question: “How do I access the money I’m saving away between early retirement and traditional retirement age?” It’s one of the most common questions I see in the early retirement community and a very important one to understand the answer to if you […]
Category: The Metagame
How We Manage Over 50 Financial Accounts Amidst A Busy Life
If you’ve followed this website for very long, you’ll know it’s not a secret that my fiance and I frequently sign up for new accounts in the pursuit of extra cash, free travel, and numerous other perks that come along. The benefits of doing so have been substantial as we brought in thousands of dollars […]
The Simple Path to Wealth by JL Collins, A Review
Ever since I discovered financial independence and started reading everything I could about the subject, there was one person who kept coming up over and over again, a Mr. JL Collins. The stock series found on his own personal blog might be the best resource I’ve ever found on the proper mentality to have when investing […]
Is Anyone Actually Saving Money By Travel Hacking?
Who can resist the allure of “free travel”? Just sign up for a credit card or two and you can set off across the world for pennies on the dollar! To someone who has never applied for a credit card with a big bonus before, that last line probably sounds exaggerated at best and outright fraud […]
(DEAD) New Bank Opportunity – A 7 month ~7% CD at NRLFCU
5/2/16 UPDATE: NRLFCU appears to have stopped the 777 promotion and it is not possible at this time to sign up for the promotional account. While the master of bank bonuses, Doctor of Credit, is enjoying his vacation, I thought I’d cover the latest opportunity I came across today. NRL Federal Credit Union is allowing members […]
Should I Pay It Off Early For A Discount?
Every few months I receive the same bill in the mail that tempts me to start calculating future value and expected returns. This single sheet of paper that arrives quarterly like clockwork is an invoice for the King County Sewage Treatment Capacity Charge that is charged to the owner of a new home for 15 years after […]
Tax Benefits for Unmarried Home-Owners and The Marriage Tax Penalty
Becky and I are getting hitched later this year and along with the joy of marriage comes a couple of tax implications. As far as the government is concerned when it comes to taxes, if you’re married on December 31st of the tax year, you’ve been married for the entire tax year. This means filing […]
How Much Did That Tax Refund Cost You?
This is the time of year that everyone in the US files their taxes and either owe money or get a refund. Unless of course they perfectly set up their withholding for the year and ended up with a nice $0 at the bottom of their tax return. If your final result is a tax refund, that […]
Mapping Out Our Financial Rube Goldberg Machine
We recently returned from our all-inclusive trip to Cancun that only cost us a couple hundred dollars thanks to credit card rewards. I was going to write up a review of the Hyatt Zilara we stayed at, but PDX Deals Guy recently did just that and I don’t have much to add. It was an […]
One of Life’s Little Inefficiencies: Travel
Becky and I love to travel and are frequently looking forward to the next big trip where we can see and experience new and exciting things. Ever since we starting travel hacking with credit cards and promotions, the amount of travel we’ve been able to do each year has continued to increase (and the costs […]