One of the largest contributors to fishy accounting and sub-optimal financial decision making is debt. This applies to all kinds of debt and whether or not you consider it to be “good debt”. I’m not here to answer the endlessly debated question of whether or not to pay a mortgage off early (spoiler: probably not), […]
Category: The Metagame
Reviewing Our 2017 Expenses
I can’t believe we’re barely over a month into 2018! Becky and I have been extremely busy over the past month traveling and preparing for our Gap Year adventure, but the trip has officially begun. After a brief family trip to an all-inclusive resort in Cabo, we hit the road and are currently making our […]
Stop Setting Annual Net Worth Goals!
Goal setting is one of the most powerful tools I’ve found for achieving results in almost every aspect of life. Having a specific objective is helpful when making decisions and tracking progress towards whatever it is you want to achieve in life. Unfortunately, I’ve found many people in the FI community with goals based around […]
The Plan For Our $450 Annual Fee Chase Sapphire Reserve Cards
Just over a year ago, Becky and I were both approved for shiny new Chase Sapphire Reserve (CSR) credit cards. Each new card came with a hefty $450 annual fee (not waived), but that fee was offset by a generous 100,000 point signup bonus and $600 in travel credits over the first cardholder year. Technically, […]
Have You Checked Your Tax Withholding Lately?
Can you believe there are less than 3 months left in the year?!? The year seems to be accelerating to a close for us, probably because Becky and I have been so busy getting our house in order to prepare for our upcoming Gap Year! Regardless of what your own plans are for the coming year, […]
The Good, Bad, and Ugly of the New FIRE Prowess Gauge
Not too long ago, I stumbled across a new financial metric created by a fellow blogger, The Green Swan. This “FIRE Prowess Gauge” promises to be universal to everyone and balance out any differences between people such such as income level, cost of living, and current net worth. By balancing aspects of earning, saving, and […]
That Time I Found $71 on the Internet
Just over a month ago, I was logging into Credit Karma to check my current credit score estimates and noticed a targeted message on the login page: “We found $71.40 that might be yours, Noah”. At first I tried to brush it off as just another ad, but it managed to keep my interest because […]
Guest Post: The Ultimate Credit Card Rewards Hack
Today, I wanted to share some great content from my favorite blog written by an accountant: The Wealthy Accountant! It’s not a traditional guest post in that Keith wrote it specifically for this website, but rather he gave me permission to share his writing here on my own blog. This post covers an amazing credit […]
Crazy Thought: What If We Took a Gap Year?
While Becky and I have been saving aggressively for the past few years with financial independence (FI) as a goal, we’re still several years from being able to walk away from work completely. Despite the fact that we haven’t fully achieved FI yet, the amount of savings we have accumulated does give us plenty of different […]
2017 Mid-Year FI Report Card: Things Are Going Quite Well
We recently crossed the half way point of 2017 and I thought this would be a good time to dive into the status of our financial independence (or FI) journey. Not to long after starting this blog a couple of years ago, my wife and I laid out a rough plan to be completely FI […]