For most of the credit cards with big rewards, there is also a business version that has similar perks. The business cards also have similar signup bonuses and essentially let you double up on points for the same program which makes those big redemptions come that much faster. Aside from the signup bonuses, business cards […]
Category: Churning
I’m Joining In On The $20,000 Spending Challenge
Vinh from Miles Per Day recently started his own $20,000 reselling challenge after applying for the Amex Business Platinum card that awards 150,000 MR after spending $20k in the first 90 days. $20k is way more than the average person spends in 90 days, so of course he was looking for a way to manufacture the spend […]
Bank Bonuses And The One That Keeps On Giving: Santander extra20 Checking Account
Just like credit cards offer large signup bonuses for new credit cards, many banks offer similar bonuses for opening new accounts such as checking or savings accounts. While the bonuses may seem similar, there are several key differences that you have to keep in mind that I’ll go into below. Doctor of Credit is my […]
The 18 Credit Cards We’ve Signed Up For In The Past Year – Part 3: Cash Back Cards
Ever since I discovered how valuable different credit card signup bonuses can be, my fiance and I have been pretty aggressive with signing up for new credit cards. Between the two of us, we have signed up for a total of 18 credit cards in the past year, but we will probably cancel several of […]
The 18 Credit Cards We’ve Signed Up For In The Past Year – Part 2: Hotel and Flexible Point Cards
Ever since I discovered how valuable different credit card signup bonuses can be, my fiance and I have been pretty aggressive with signing up for new credit cards. Between the two of us, we have signed up for a total of 18 credit cards in the past year, but we will probably cancel several of them when […]
The 18 Credit Cards We’ve Signed Up For In The Past Year – Part 1: Airline Cards
Ever since I discovered how valuable different credit card signup bonuses can be, my fiance and I have been pretty aggressive with signing up for new credit cards. Between the two of us, we have signed up for a total of 18 credit cards in the past year, but we will probably cancel several of them when […]
Giftcards.com Moving Gift Card Buying to SaveYa
I got into the gift card reselling game a few months ago and under the sage advice of Chasing the Points, I decided to try becoming a bulk seller. Glancing through the gift cards I had at the time and Gift Card Granny’s sell page, it looked like either Giftcards.com or SaveYa would be the best […]
Gift Card Arbitrage Opportunity: 20% Off Gap is Back at Safeway
As I detailed near the bottom of My Latest Get Rich Slow Scheme: Gift Card Arbitrage post, I recently took advantage of a Safeway “Just For U” digital coupon to buy Gap gift cards at 20% off. Ever since then, I have been checking my Safeway app on a regular basis to look for more deals. A […]
BOGO Flights For The Next 20 Months: Our Southwest Companion Pass Arrived
I described our plan to get the Southwest Companion Pass in my post, The Southwest Companion Pass: One of Churning’s Greatest Prizes, and our goal was completed a few weeks ago. By signing up for 2 credit cards and putting ~$8,000 of our regular spending on them along with booking a Southwest flight, we earned over 110,000 […]
More Troubles: A Rogue Cash Advance Fee on My Barclay Arrival+
Not long after writing about PayPal limiting my eBay gift card usage, I noticed a cash advance fee post to my Barclaycard Arrival+. After looking through my recent purchases, there was a single one that didn’t earn any rewards and must have been considered a cash advance. That item was a $144 purchase of eBay gift […]