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Category: Churning

Earning the Southwest Companion Pass Beyond 5/24

October 13, 2016May 20, 2019 Noah 25 Comments

Near the end of 2014, we strategically applied for credit cards with the specific goal of getting the Southwest Companion Pass for 2015 and 2016.  This companion pass let’s you get unlimited buy-one-get-one free on all Southwest flights with the same person, whether the first ticket is booked with points or cash, and lasts for up […]

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Ebay Gift Card Arbitrage Update: It Lives, but Keeps Getting Tougher

September 14, 2016May 20, 2019 Noah 12 Comments

Over the past month or so, ebay has changed numerous rules that make flipping gift cards on ebay a little harder, but the good news is that it isn’t dead yet.  First, ebay added back the limit on using ebay gift cards by restricting everyone to $2,000 per rolling 60 days.  There was a brief […]

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How We Booked a $14,000 Honeymoon for Under $400

August 11, 2016May 20, 2019 Noah 14 Comments

Becky and I have officially tied the knot and are now married! The wedding took place in Seattle where we live and despite the chaos of planning and executing a crazy event like this, it ended up being an amazing experience where we were able to celebrate with family and friends, many of whom we […]

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How We Manage Over 50 Financial Accounts Amidst A Busy Life

July 8, 2016May 20, 2019 Noah 13 Comments

If you’ve followed this website for very long, you’ll know it’s not a secret that my fiance and I frequently sign up for new accounts in the pursuit of extra cash, free travel, and numerous other perks that come along.  The benefits of doing so have been substantial as we brought in thousands of dollars […]

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Is Anyone Actually Saving Money By Travel Hacking?

May 7, 2016May 20, 2019 Noah 90 Comments

Who can resist the allure of “free travel”?  Just sign up for a credit card or two and you can set off across the world for pennies on the dollar!  To someone who has never applied for a credit card with a big bonus before, that last line probably sounds exaggerated at best and outright fraud […]

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(DEAD) New Bank Opportunity – A 7 month ~7% CD at NRLFCU

April 28, 2016May 20, 2019 Noah 123 Comments

5/2/16 UPDATE: NRLFCU appears to have stopped the 777 promotion and it is not possible at this time to sign up for the promotional account. While the master of bank bonuses, Doctor of Credit, is enjoying his vacation, I thought I’d cover the latest opportunity I came across today.  NRL Federal Credit Union is allowing members […]

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Our Current Credit Card Collection

April 24, 2016May 20, 2019 Noah 11 Comments

A reader recently asked me if I would share the current credit cards we had open to help inspire his next application and I thought it might be useful to share with everyone.  The best place to start when deciding which credit card to get is with your own future travel plans as I outlined when discussing […]

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Back On The Churning Horse With 3 New Credit Cards

April 7, 2016May 20, 2019 Noah 17 Comments

Starting a few months ago, we took a break from signing up for new credit cards in order to refinance our mortgage and start saving over $300 per month.  Aside from a small surprise when they pulled our credit, the whole refinance process went fairly smoothly even with tons of new credit accounts and inquiries […]

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Ebay Gift Card Arbitrage Basics

March 27, 2016May 20, 2019 Noah 129 Comments

I’ve been reselling gift cards for over a year now and was able to profit over $3,000 in cash last year while generating a ton of credit card rewards to fuel our travel habit.  My system since the beginning hasn’t changed too drastically and one website continues to be the best source of deals any given […]

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Piecing Together The Honeymoon: New Zealand and Fiji Hotels with Points

February 29, 2016May 20, 2019 Noah 2 Comments

This year is shaping up to break all of our travel records up to this point.  Miles flown, nights spent away from home, and even countries visited will all have new personal bests if everything goes according to plan and a good chunk of that is thanks to our honeymoon.  The destination is Fiji and […]

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