Food is a big part of most people’s budget and if any of that spending takes place at restaurants, this is a good quarter to get some of that money back. The Chase Freedom and the Discover It both offer 5% off at different categories each calendar quarter. Last quarter, the Discover It offered 5% […]
Author: Noah
Financial Independence: An Introduction
What Is Financial Independence? Financial independence is the ability to live the life you want to live without depending on the money from a job to support that life. By generating enough passive income from investments to support your lifestyle, you are no longer reliant on the paycheck that working generates. While related, financial independence and early retirement […]
Getting Started With Churning Part 5: Finding the Best Offers
As I explained in My Introduction to Churning, signing up for credit cards can save you tons of money on travel and other expenses, but it doesn’t come without some risk. All of the risks can be avoided by planning ahead, staying organized, and not over-extending yourself, but if churning is brand new for you, […]
Getting Started With Churning Part 4: Make a Plan
As I explained in My Introduction to Churning, signing up for credit cards can save you tons of money on travel and other expenses, but it doesn’t come without some risk. All of the risks can be avoided by planning ahead, staying organized, and not over-extending yourself, but if churning is brand new for you, […]
Gift Cards: Useful For Way More Than Gifting
Gift cards have risen in popularity over the years and are a go to gift for many people. Giving gift cards is a little more personal than giving cash, but still allows the recipient to pick out what they want themselves. Especially useful when you want to give clothes but have no idea what size to […]
Getting Started With Churning Part 3: Get Organized
As I explained in My Introduction to Churning, signing up for credit cards can save you tons of money on travel and other expenses, but it doesn’t come without some risk. All of the risks can be avoided by planning ahead, staying organized, and not over-extending yourself, but if churning is brand new for you, […]
Getting Started With Churning Part 2: Reasons You Should
As I explained in My Introduction to Churning, signing up for credit cards can save you tons of money on travel and other expenses, but it doesn’t come without some risk. All of the risks can be avoided by planning ahead, staying organized, and not over-extending yourself, but if churning is brand new for you, […]
Getting Started With Churning Part 1: Maybe You Shouldn’t
As I explained in my Introduction to Churning, signing up for credit cards can save you tons of money on travel and other expenses, but it doesn’t come without some risk. All of the risks can be avoided by planning ahead, staying organized, and not over-extending yourself, but if churning is brand new for you, this […]
The Southwest Companion Pass: One of Churning’s Greatest Prizes
Southwest is my favorite airline for cheap domestic flights because of their benefits such as free checked bags, no cancellation fees, and everything else you’ve probably heard over and over again from their advertisements, but one of their amazing benefits is relatively unknown, the Southwest Companion Pass. Normally reserved for frequent flyers that rack up a […]
2014 Recap – Let the Money Metagame Begin
This past year was the first one in which I really started to take my finances seriously. This led to a lot of research on optimizing my money for the present and the future and eventually the creation of this blog. Some of my highlights of 2014 include buying a house, starting to churn credit cards, […]