My fiance Becky and I sign up for a lot of credit cards and balance all of our spending between them to maximize our rewards. Most spending goes on the latest card we obtained to meet the minimum spend requirement, while specific categories like groceries, restaurants, and travel all have a respective card that we use […]
Author: Noah
Shipping Gift Cards And Thinking About Getting Insurance? Don’t!
When reselling anything for profit the primary two things on your mind should be profit and risk. For selling gift cards, both of these factors come into play if you find yourself in a situation where you need to ship cards out. The costs of shipping will directly eat into your profits, but you also […]
20k Spending Challenge Update 2: $11k Spent, $5.6k Sold, and 11% Profit So Far
I’m back from my week long vacation and despite a week of no spending at all (towards this challenge at least…), I’m still well on pace to complete the challenge. If you want more details about the $20k spending challenge, check out my original post on the matter and my first update. One of my personal […]
Snippets: New Accounts, Gift Card Deals, and A $20k Challenge Correction
I’ve got a few different things I want to talk about, but each item doesn’t justify it’s own post so I’m cramming them all into one. I’m not sure if I’ll make this a regular thing or not, but welcome to the first edition of Snippets. This post will talk about a new credit that […]
Target Gift Cards: Deals, Trends, and Why You Might Not Want To Invest
Update 1 (5/20 12:26 PST): SaveYa has dropped their Target GC buy price down to 89.5%, ABCGiftCards is still at 90%, but it probably won’t last. Update 2 (5/20 12:30 PST): ABCGiftCards has dropped their buy price to 85%, always check the actually website before trusting Gift Card Granny Target gift cards have popped up […]
20k Spending Challenge Update 1: $4,625 Spent After 2 Weeks
If you haven’t heard, I recently set out on a $20,000 spending challenge inspired by the $20k minimum spending requirement on the Amex Business Platinum. The goal of the challenge is to put gift card churning up against merchandise reselling to see what kind of profits and time investment come with each. I officially “started” the challenge […]
My First Business Credit Card: The Third Time’s a Charm
For most of the credit cards with big rewards, there is also a business version that has similar perks. The business cards also have similar signup bonuses and essentially let you double up on points for the same program which makes those big redemptions come that much faster. Aside from the signup bonuses, business cards […]
I’m Joining In On The $20,000 Spending Challenge
Vinh from Miles Per Day recently started his own $20,000 reselling challenge after applying for the Amex Business Platinum card that awards 150,000 MR after spending $20k in the first 90 days. $20k is way more than the average person spends in 90 days, so of course he was looking for a way to manufacture the spend […]
Bank Bonuses And The One That Keeps On Giving: Santander extra20 Checking Account
Just like credit cards offer large signup bonuses for new credit cards, many banks offer similar bonuses for opening new accounts such as checking or savings accounts. While the bonuses may seem similar, there are several key differences that you have to keep in mind that I’ll go into below. Doctor of Credit is my […]
Three Months of Gift Card Arbitrage: Some Stats and What’s Next
After glancing all the way to the top of my ever growing excel sheet for my gift card business, I realized it’s been a full 3 months since I started. After Chasing the Points was kind enough to answer some of my questions about the field of gift cards around that time, I decided to […]