Existing Debt is a Sunk Cost

One of the largest contributors to fishy accounting and sub-optimal financial decision making is debt.  This applies to all kinds of debt and whether or not you consider it to be “good debt”. I’m not here to answer the endlessly debated question of whether or not to pay a mortgage off early (spoiler: probably not), […]

Read More

Let The Gap Year Begin!

As of January 24th, neither of us is employed!  While this may seem troublesome to the average person, this has been our plan since the middle of last year when we decided to make a big transition into what we are calling a Gap Year. We’ll be utilizing our accumulated savings on the journey to […]

Read More