As of January 24th, neither of us is employed! While this may seem troublesome to the average person, this has been our plan since the middle of last year when we decided to make a big transition into what we are calling a Gap Year. We’ll be utilizing our accumulated savings on the journey to […]
Gap Year Planning: Travel Hacking A Year Of Hotel Stays
In less than a month, we will be embarking on our Gap Year road trip that will take us across a majority of the USA. For the past couple of years, we’ve been able to cover the majority of our hotel stays using points earned from credit card signup bonuses. This worked great when we […]
Gap Year Planning: Preparing for the Final Paycheck
Our big adventure across the country begins in less than a month and there’s nothing that makes it more real than cutting off our main source of income. We’ve been down to a single paycheck ever since Becky left her job last year, but our high savings rate means we didn’t really feel the impact […]
Stop Setting Annual Net Worth Goals!
Goal setting is one of the most powerful tools I’ve found for achieving results in almost every aspect of life. Having a specific objective is helpful when making decisions and tracking progress towards whatever it is you want to achieve in life. Unfortunately, I’ve found many people in the FI community with goals based around […]
Our Credit Card Tracking Excel Sheet (Plus All Of Our Data!)
One of the most important factors in mastering credit card signup bonuses is staying organized. Keeping track of every new credit card that you open, the minimum spend details, and potential annual fees is crucial to ensure you’re not missing out on any points or paying unnecessary fees. Ever since we first got into the […]
Blogging Sabbatical Recap – FinCon, Running 50+ Miles, MoviePass, and More!
This is my first post in almost two months after I took an unplanned, unannounced sabbatical from blogging recently (did anyone notice?). There was no specific reason for the break, but now I’m back! Despite the blog being quiet, our lives have been quite the opposite. In the past two months, we attended FinCon, I […]
The Plan For Our $450 Annual Fee Chase Sapphire Reserve Cards
Just over a year ago, Becky and I were both approved for shiny new Chase Sapphire Reserve (CSR) credit cards. Each new card came with a hefty $450 annual fee (not waived), but that fee was offset by a generous 100,000 point signup bonus and $600 in travel credits over the first cardholder year. Technically, […]
Have You Checked Your Tax Withholding Lately?
Can you believe there are less than 3 months left in the year?!? The year seems to be accelerating to a close for us, probably because Becky and I have been so busy getting our house in order to prepare for our upcoming Gap Year! Regardless of what your own plans are for the coming year, […]
Gap Year Planning: Many Mediocre Health Insurance Options
If you haven’t heard, Becky and I are planning to quit our jobs and travel around the country (and maybe beyond) for a year or so starting early next year! We’re currently calling this adventure a “Gap Year” and planning is well under way. In my last post, I covered our plans for the timing […]
Gap Year Planning: Pre-Trip Logistics – Part 1
Just over a month ago, I wrote about how Becky and I were considering a radical change to our current lifestyle. The potential plan includes quitting our jobs, selling most of our possessions, and hitting the road in what we are currently referring to as our “Gap Year”. Fast forward to now and we’re more […]